Loans
Upgrade, Renovate Or Improve Your Home
Your home should work for your life, and a home improvement loan can help you make the changes that matter most. Whether you are planning repairs, redecorating, improving energy efficiency or taking on a larger renovation project, Phoenix Credit Union can help you spread the cost with a repayment plan that suits your budget.
From smaller upgrades to more substantial improvements, our loans are designed to be clear, manageable and supportive. With fair rates and local service, you can move ahead with your plans knowing you have a trusted financial partner behind you.
What We Require From You
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Outgoings
- 3 months most recent bank statements
- 3 months most recent Revolut bank statement
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Proof of Income
- Employed — recent payslips
- Self-employed — two years’ most recent Notices of Assessment and Tax Clearance Certificate
- Social Welfare — recent payment receipts
- Retired — proof of all pensions
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Identification
- Photo ID — passport, driver licence or Garda Age Card
- Proof of address — recent utility bill, bank statement, household/motor renewal letter, etc.
- Proof of PPSN — payslip or letter from Revenue
How To Submit Documents and Apply
You can submit your supporting documents through any of the following channels:
- Open Banking (preferred method for bank statements)
- Online via the app, directly to your account
- Email to loans@phoenixcu.ie (PDF format preferred)
- In person at any branch
- Web applications — apply online via our website or the Phoenix CU app.
- Phone — contact our Loans Team on Freephone 1800 215 215 (or 01 869 2500).
- Email — send your enquiry or application to loans@phoenixcu.ie.
- In branch — visit any Phoenix Credit Union branch and a member of staff will assist you.
Need a Hand With This?
(01) 869 2500