Loans
Car Loan
Finance your next car with flexible repayments, clear costs and local support.
Finance Your Next Car
Whether you are buying your first car, upgrading the family car or replacing an older vehicle, Phoenix Credit Union can help you get on the road with confidence. Our car loans are designed to give Members a practical alternative to dealer finance, with competitive rates, straightforward repayments and no hidden charges.
What We Require From You
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Outgoings
- 3 months most recent bank statements
- 3 months most recent Revolut bank statement
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Proof of Income
- Employed — recent payslips
- Self-employed — two years’ most recent Notices of Assessment and Tax Clearance Certificate
- Social Welfare — recent payment receipts
- Retired — proof of all pensions
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Identification
- Photo ID — passport, driver licence or Garda Age Card
- Proof of address — recent utility bill, bank statement, household/motor renewal letter, etc.
- Proof of PPSN — payslip or letter from Revenue
How To Submit Documents and Apply
You can submit your supporting documents through any of the following channels:
- Open Banking (preferred method for bank statements)
- Online via the app, directly to your account
- Email to loans@phoenixcu.ie (PDF format preferred)
- In person at any branch
- Web applications — apply online via our website or the Phoenix CU app.
- Phone — contact our Loans Team on Freephone 1800 215 215 (or 01 869 2500).
- Email — send your enquiry or application to loans@phoenixcu.ie.
- In branch — visit any Phoenix Credit Union branch and a member of staff will assist you.
Need a Hand With This?
(01) 869 2500