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Loans

Education Loan

Borrowing that keeps education within reach

Support Study, Training and Back-to-School Costs

Education can open new opportunities, but the costs involved can add pressure at the wrong time. Phoenix Credit Union Education Loans are designed to help with fees, laptops, books, accommodation, course materials and other learning-related expenses, so you can spread the cost in a manageable way.

Whether you are a student, a parent or an adult learner returning to education, we offer a practical lending option with competitive rates and straightforward repayments. It is support that helps you focus on the next step, not just the cost of getting there.

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Weekly €47.56
Fortnightly €95.23
Monthly €207.36
9.33% APR representative
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What We Require From You

  1. Outgoings

    • 3 months most recent bank statements
    • 3 months most recent Revolut bank statement
  2. Proof of income

    • Employed — recent payslips
    • Self-employed — two years’ most recent Notices of Assessment and Tax Clearance Certificate
    • Social Welfare — recent payment receipts
    • Retired — proof of all pensions
  3. Identification

    • Photo ID — passport, driver licence or Garda Age Card
    • Proof of address — recent utility bill, bank statement, household/motor renewal letter, etc.
    • Proof of PPSN — payslip or letter from Revenue

How to submit documents and apply

You can submit your supporting documents through any of the following channels:

  • Open Banking (preferred method for bank statements)
  • Online via the app, directly to your account
  • Email to loans@phoenixcu.ie (PDF format preferred)
  • In person at any branch
  • Web applications — apply online via our website or the Phoenix CU app.
  • Phone — contact our Loans Team on Freephone 1800 215 215 (or 01 869 2500).
  • Email — send your enquiry or application to loans@phoenixcu.ie.
  • In branch — visit any Phoenix Credit Union branch and a member of staff will assist you.

Ready to Apply?

Estimate your repayments, then apply online or talk to our Loans Team.

Need a Hand With This?

(01) 869 2500
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