Loans
A Straightforward Loan For Everyday Needs
Life rarely waits for the perfect moment, and a personal loan can help when you need extra financial flexibility. Whether you are covering a large purchase, organising an important event, managing household costs or dealing with an unexpected bill, Phoenix Credit Union offers personal loans with clear terms and flexible repayments.
We keep the process simple and supportive. You can estimate your repayments, apply through the channel that works best for you and talk to our team if you need guidance. With fair rates and a focus on responsible lending, our personal loans are designed to help Members move forward with confidence.
What We Require From You
-
Outgoings
- 3 months most recent bank statements
- 3 months most recent Revolut bank statement
-
Proof of Income
- Employed — recent payslips
- Self-employed — two years’ most recent Notices of Assessment and Tax Clearance Certificate
- Social Welfare — recent payment receipts
- Retired — proof of all pensions
-
Identification
- Photo ID — passport, driver licence or Garda Age Card
- Proof of address — recent utility bill, bank statement, household/motor renewal letter, etc.
- Proof of PPSN — payslip or letter from Revenue
How To Submit Documents and Apply
You can submit your supporting documents through any of the following channels:
- Open Banking (preferred method for bank statements)
- Online via the app, directly to your account
- Email to loans@phoenixcu.ie (PDF format preferred)
- In person at any branch
- Web applications — apply online via our website or the Phoenix CU app.
- Phone — contact our Loans Team on Freephone 1800 215 215 (or 01 869 2500).
- Email — send your enquiry or application to loans@phoenixcu.ie.
- In branch — visit any Phoenix Credit Union branch and a member of staff will assist you.
Need a Hand With This?
(01) 869 2500